Debts in the News
Over 55s may end up with debt problems
The over 55s are worried about the increase in the cost of living, a newly-released report has discovered. [more...]

Bundling to help those who may have debt?
Those looking to become debt free could aid their situation by bundling their broadband service with digital TV and a home phone. [more...]

Debt problems facing Jobseeker's Allowance claimants
Jobseeker's Allowance claimants have debts averaging in excess of £15,000 and owe money to five different creditors. [more...]

Back-to-school costs to add to debt woe?
Individuals who are already struggling to clear their debts may be pushed over the edge by the cost of their kids returning to school. [more...]

Gloucestershire Debt Management and Debt Consolidation

Gloucestershire Debt Management and Debt Consolidation

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Submit the Instant Advice form for a priority phone call back.

Abacus offer UK Residents Advice on Debt in Gloucestershire including Bibury, Bourton, Brockworth, Cheltenham, Cirencester, Clearwell, Cotswolds, Fairford, Falfield, Forest of Dean, Gloucester, Lechlade, Lower Slaughter, Moreton In Marsh, Northleach, Steverton, Stonehouse, Stonehouse, Stow on the Wold, Stroud, Tetbury, Tewkesbury, Twigworth, Uley, Upton St Leonards and Wotton.

Ways we can help»

Gloucestershire Debt Management

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help people in Gloucestershire find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free debt advice to residents of Gloucestershire as to their best option. more »


Repossession Help in Gloucestershire

Abacus have call help homeonwers in Gloucestershire avoid repossessions. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

View Debt Management Case Studies »

Most Recent Cast Study:-

£58,000 of debt - but can't do an IVA.

Debt: £58,000 Was paying: £1267/month
Now paying: £300/month
Client has £200,000 equity in his home & unsecured debts of £58,000. His assets are more than his debts, but he can't pay 11 creditors from a monthly income of £1,060.
An IVA is not possible as his creditors would never agreed to forgive any debt when he could repay them in full by selling his property. The client does not want to remortage as he has recently become self employed and does not want to risk his home if that does not go to plan. Debt management will never pay off this debt, but it gives our client some respite from his creditors while he focuses on building his business without the fear or court action or losing his home.
static link to this case study: DMCaseStudy100.asp

Debt Management FAQ

Got a question about our debt management service?
View Debt Management FAQ »

3 Random Q&A's from the database:-

1. How are your charges collected?

Every time we make a round of payments to your creditors on your behalf, we deduct our fee for that distribution. If we do not make a distribution, we do not take our fee.

2. What if my creditors continue to pursue me for payments ?

In the short term, while your debt repayment plan is being setup, your creditors may continue to take action to recover your debts. Do not ignore them. Deal with calls politely, informing creditors that you have appointed ourselves to act on your behalf. Please forward any letters to us to deal with on your behalf. Generally speaking, creditors are normally synthetic to those in difficulties and doing they up most to maintain reduced payments by using a debt management company.

3. Will the plan prevent my creditors taking further recovery action?

We cannot guarantee that your creditors will not take further action, including court action to recover debts from you but. If they do, we will help you respond so that any repayment that is required is within your ability to repay.

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[Debt Consolidation Service] [Areas Covered]

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