Debts in the News
Consumer financial health 'remains generally weak'
Consumers in the UK may be best advised to seek debt management help as the financial health of British citizens remains generally weak, new figures have suggested. [more...]

Holidaymakers risking money troubles by packing electronic kit?
British holidaymakers may be placing themselves at risk of significant monetary loss by not adequately insuring the items they take away with them, new figures have suggested. [more...]

Tenants 'may require debt help to pay rents'
A number of tenants may need debt help to enable them to pay their rents, new research has suggested. [more...]

Debt fears to heighten as double-dip recession looms?
There are still fears Britain may be dragged into a double dip recession - meaning debt fears among consumers could soon rise. [more...]

 Debt Management Bourne End, Buckinghamshire

Debt Management Bourne End, Buckinghamshire

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Abacus offers Free Advice on Debt for people in Bourne End

Ways we can help»

Bourne End Debt Management Company

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »


Repossession Help in Bourne End, Buckinghamshire

Abacus have experience in managing to stop home repossessions in Bourne End, Buckinghamshire, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

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Example Debt Management Cast Study:-

Separation and pregancy make repayments unaffordable.

Debt: £19,139 Was paying: £534/month
Now paying: £200/month
Client had separated from her partner and then found out she was pregnant. She was working but was still in her probation period so was not entitled to full maternity pay. Due to the two large changes in her circumstances coupled with the increase of expense of being a single parent with a new born meant that her finances went out of control. She knows this can't continue and this is a realistic option for clearing her debts. A consolidation loan is not an option as she has nothing to secure it against and the debt is too large for an unsecured loan.
static link to this case study: DMCaseStudy10.asp

Debt Management FAQ

Got a question about our debt management service?
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3 Random Q&A's from the database:-

1. Should i ignore contact from my creditors now you are managing credit repayments?

No, under guidelines issued by the Office of Fair Trading, we are not allowed to advise you do this. It may be the case the a particular debt management company is incompetent and not making correct payments. The creditors would need to be able to advise their client of this. Should they contact you, listen to what they have to say and politely tell them Abacus are now handling your finances are refer them to ourselves.

2. What do you charge for this service?

So that we can initially set up your programme and negotiate with your creditors, your 2 month's payment covers our implementation costs. From this we make token payments to creditors. After that, our ongoing administration charge is 17.625%. This is included in your agreed to be affordable monthly payments - not added on top.

3. One of my creditors say they will take me to court if I use a debt management company?

Creditor can't legally refuse payments via a debt management company and then take you to court for non-payment. In reality, your bank and other creditors will soon turn their attention to chasing those currently paying nothing, rather than people clearly with difficulties, but make every effort to repay what they can afford.

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