Debts in the News
Consumer financial health 'remains generally weak'
Consumers in the UK may be best advised to seek debt management help as the financial health of British citizens remains generally weak, new figures have suggested. [more...]

Holidaymakers risking money troubles by packing electronic kit?
British holidaymakers may be placing themselves at risk of significant monetary loss by not adequately insuring the items they take away with them, new figures have suggested. [more...]

Tenants 'may require debt help to pay rents'
A number of tenants may need debt help to enable them to pay their rents, new research has suggested. [more...]

Debt fears to heighten as double-dip recession looms?
There are still fears Britain may be dragged into a double dip recession - meaning debt fears among consumers could soon rise. [more...]

 Debt Management Hawkesbury Upton, Avon

Debt Management Hawkesbury Upton, Avon

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Abacus offers Free Advice on Debt for people in Hawkesbury Upton

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Hawkesbury Upton Debt Management Company

Debt Management can reduce your monthly repayments by up to 70%. All existing credit cards, loans and other problem debts are consolidated into one lower monthly payment. Submit the Instant Advice form and we'll explain how you may be able to pay back less than you owe, but still clear all your debts. more »


Debt Consolidation Loans

Refused a Loans ? We can help you find a secured or unsecured debt consolidation loan. Even if you have bad credit, a County Court Judgment (CCJ) or have bad credit and been declined a loan already, we can help. We specialise in Debt Consolidation solutions of all types, offering free advice as to your best option. more »


Repossession Help in Hawkesbury Upton, Avon

Abacus have experience in managing to stop home repossessions in Hawkesbury Upton, Avon, even those on the very brink of personal disaster. We can help if you are a homeowner with mortgage arrears, council tenant or with a housing association. It's never too late to get help. more »

Bankruptcy Advice & IVAs

Avoid Bankruptcy. An IVA may be the solution. This is a legal process offering an alternative to bankruptcy to those with unsecured credit repayments they can't afford. Become debt free in 60 months with up to 70% of all debts written off. Impartial advice, free consulation. more »

Debt Help Information & Guides

A series of informative articles to help and advise UK Citizens who are experiencing financial problems. more »

"We can be managing all your debts within 24 hours"

Debt Management Examples

Our database of real debt managament case studies shows how debt management helps people with wide range of financial and personal circumstances.

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Example Debt Management Cast Study:-

Illness leads to reduced income and financial difficulties.

Debt: £36,500 Was paying: £703/month
Now paying: £200/month
Client's difficulties began when he became ill. After 3 months his wages were reduced to statutory sick pay. The strain of the illness and financial difficulty resulted in the Client X and his partner separating, thus increasing his living costs. The Client continued to live on credit and fell further into debt. Now he has recovered from illness and is returning to work.

His lengthy absence from work means an IVA is currently not possible. This is because creditors need to be confident IVAs payments can be made every month for 5 years. He is to continue with current repayments and will consider the possibility of an IVA in the next 6-12 months.
static link to this case study: DMCaseStudy7.asp

Debt Management FAQ

Got a question about our debt management service?
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3 Random Q&A's from the database:-

1. Can anyone with debts enter into a debt management programme ?

No. You must have at least 2 creditors and demonstrate that you are struggling to met current payment levels.

2. What if my creditors continue to pursue me for payments ?

In the short term, while your debt repayment plan is being setup, your creditors may continue to take action to recover your debts. Do not ignore them. Deal with calls politely, informing creditors that you have appointed ourselves to act on your behalf. Please forward any letters to us to deal with on your behalf. Generally speaking, creditors are normally synthetic to those in difficulties and doing they up most to maintain reduced payments by using a debt management company.

3. Must creditors accept reduced payment offers ?

Legally, creditors don't have to accept offers of repayment below the contracted minimum. However, they know it is pointless demanding money from someone who simple can't afford it. In our experience they will accept reduced repayments where we are able to demonstrate your offer is reasonable and that you are committed to repay your debts by use of a debt management company such as ourselves.

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